Buying a home
How Delia Bayna Helps You Buy a Home
See Delia Bayna's actual buying process: pre-approval, honest guidance, representation made explicit up front, through offer, due diligence, and closing.
The Method: R.E.A.L.
Most buyers are shown houses. Delia's approach starts a step earlier than that, because touring homes before you're actually ready to compete for one just wastes your weekends and gets you attached to something you might not be able to close on.
Her process runs on four steps: Ready (representation and financing squared away before you tour anything), Educated (every decision explained in plain language before it happens, not after), Aligned (a search built around what you actually need, with honest talk when a home isn't it), and Locked (offer through closing, with nothing left to guess at). Eighteen years as an educator before real estate shapes this directly: Delia's own words are "I am the teacher and advisor, but ultimately the decision is theirs."
Ready: Representation and Financing, Before You Tour Anything
Before Delia starts showing you homes, you'll sign a buyer representation agreement. That's standard practice industry-wide since 2024, and what it actually means is simple: it makes clear, in writing, that Delia works for you, the buyer, not for the seller or for herself. You'll know upfront what that representation includes and how it works, with no surprises later in the process.
The other half of "ready" is financing. Getting pre-approved with a trusted local lender before you start touring means you know your real number, not a guess, and it means you can move immediately and credibly the moment the right home appears. A strong offer starts with a lender letter that a seller's agent actually believes.
How Delia Bayna Helps You Buy a Home
Educated: Every Step Explained Before It Happens
Buying a home means dozens of small decisions, and most of them come at you fast if nobody prepares you for them. Delia walks through each one before it happens, not after, in plain language, so you understand every decision instead of just nodding along and hoping it works out.
That includes an honest reality check on what your budget actually buys in the neighborhoods you're considering, before you fall for a home that's out of reach. Better to know that in week one than after you've toured twenty homes you couldn't have closed on anyway.
Aligned: A Search Built Around What You Actually Need
Once representation and financing are squared away, the search itself is built around what you actually need, not just what fits your budget on paper. That means real talk about a home's condition and price, including telling you plainly when a listing isn't worth pursuing. Delia's own words: "If a property doesn't cash flow after the HOA, the taxes, the vacancy, and the maintenance, I'll tell you before you write the offer, not after you close," and the same honesty applies whether you're buying a primary home or an investment.
You're the one making the decision. Delia's job is making sure you're making it with full information, not with what a listing photo wants you to assume.
Locked: Offer Through Closing, Nothing Left to Guess
When you find the right home, Delia helps you put together a competitive offer and negotiates on your behalf. In Utah, once you're under contract, you typically have a Due Diligence period, usually around 7 to 10 days depending on the specific contract, to inspect the home and confirm everything checks out. Earnest money on a typical deal runs around 1% of the purchase price, held by the title company, not the brokerage.
Closing itself is handled through escrow and a title company. Utah does not require an attorney at closing, which means the process is usually more straightforward than buyers coming from attorney-states expect. Throughout inspection, negotiation, and closing, every step gets explained before it happens, so nothing shows up as a surprise on closing day itself.
What This Process Doesn't Cover
This page describes Delia's general approach to helping a buyer, in Utah, under a standard transaction. It is not legal, tax, or lending advice, and the specifics of any offer, contract, or closing should be confirmed directly for your situation. If you're ready to start, get in touch, or see how this applies to buying your first home or an investment property.
Frequently Asked Questions
Do I have to sign something before you start showing me homes?
Yes, a buyer representation agreement, standard practice since 2024. It puts in writing that Delia represents you, the buyer, not the seller.
Is there an attorney involved at closing in Utah?
No. Closing is handled through an escrow and title company, not an attorney, which is standard practice in Utah.
How long do I have to inspect a home after my offer is accepted?
Typically a Due Diligence period of around 7 to 10 days, depending on the specific contract, to inspect the home and confirm everything checks out before moving forward.
How much earnest money will I need, and who holds it?
Around 1% of the purchase price on a typical deal, held by the title company rather than the brokerage.
Will you tell me if a home isn't a good deal?
Yes, honestly and before you write an offer, not after you close. That applies whether you're buying a home to live in or an investment property.
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Ready to make your move with Delia Bayna?